In connection with your transaction, BRAD'S CARS may obtain information about you as described in this notice, which we handle as stated in this notice.

1. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on application or other forms
• Information about your transactions with us, our affiliates or others; and,
• Information we receive from a customer reporting agency

2. We may disclose all of the information we collect, as desired above, to companies that perform marketing services on our behalf., financial institutions which are necessary to effect, administer, or enforce the transaction requested or authorized by you, the consumer, and to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer, or former customer.

3. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer, to non-affiliated third parties as permitted by law.

4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguard that comply with federal regulations to guard your nonpublic personal information.

WE DO NOT DISCLOSE ANY NON-PUBLIC, PERSONAL INFORMATION WITH ANYONE, FOR ANY PURPOSE, NOT SPECIFICALLY PERMITTED BY LAW.